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Being skint
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By (user no longer on site) OP
over a year ago
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Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything? |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Get rid of the wife or girlfriend , that usually helps |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
As long as you have a roof over your head and food on the table then that's all that matters. |
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By (user no longer on site)
over a year ago
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It's called life my friend. It's gonna be the same for a lot of people in these dark times of financial squeezing. We make sure all of the household bills are paid before we entertain any extra curricular activities that cost.
If there's none left, we go without.....It's a bummer but better than having no roof over your head. |
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By (user no longer on site) OP
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?
As long as you have a roof over your head and food on the table then that's all that matters. "
Fair point but it can get quite boring doing the same stuff at home everyday until the next payday |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?
As long as you have a roof over your head and food on the table then that's all that matters. "
Agree totally |
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By *ENDAROOSCouple
over a year ago
South West London / Surrey |
"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Yes many times..... |
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By (user no longer on site)
over a year ago
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I used to be skint all the time when I was younger and god knows how I survived, luckily now I'm in a well paid job and never touch my overdraft, fingers crossed it stays that way lol |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?"
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about. |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about."
and new photos for moi (red cough cough)   |
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I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about."
.
I hate doing this, but this ^  |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Most months  |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) "
That's a nasty sounding cough, red............  |
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By (user no longer on site)
over a year ago
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Ideas are floating around the brain all the time. Just discipline yourself to get them down....
Write a book on being skint.
Check the market to see if there is a need.
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By (user no longer on site) OP
over a year ago
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"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful "
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left |
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By (user no longer on site)
over a year ago
|
"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............ "
coughs fine but i need somethign to suck on  |
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By (user no longer on site)
over a year ago
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"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left"
also change to a cheaper supermarket as well
look at a your energy supplier
or look at places that doesnt always cost alot to go out |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............
coughs fine but i need somethign to suck on "
Can get you an ice-pop or a lolly |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............
coughs fine but i need somethign to suck on "
Like?  |
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By (user no longer on site)
over a year ago
|
"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............
coughs fine but i need somethign to suck on Can get you an ice-pop or a lolly "
ooooo please but has to be red and can i stick it up ya ass |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............
coughs fine but i need somethign to suck on
Like? "
dont u start |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
and new photos for moi (red cough cough) That's a nasty sounding cough, red............
coughs fine but i need somethign to suck on
Like?
dont u start "
|
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"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left"
It's less overwhelming if you break it down |
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By (user no longer on site)
over a year ago
|
"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left
It's less overwhelming if you break it down "
i found this to be really useful when i became single again and only one income and really good tip x |
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By (user no longer on site)
over a year ago
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I have to budget carefully as will be on maternity leave soon
Always thinking of free days out with the children
Park
Woods
Seaside ( family have a holiday home )
Don't eat out and no take ours
If we are out for the day we take a picnic |
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By (user no longer on site) OP
over a year ago
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"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left
It's less overwhelming if you break it down "
Yeah it is. Although sometimes I do get less hours due to quiet months at work increasing chances of my rent and savings money taking up half my wages |
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By (user no longer on site)
over a year ago
|
"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left
It's less overwhelming if you break it down
Yeah it is. Although sometimes I do get less hours due to quiet months at work increasing chances of my rent and savings money taking up half my wages "
But as long as they're paid, that's the main thing....... |
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By (user no longer on site)
over a year ago
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"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left
It's less overwhelming if you break it down
Yeah it is. Although sometimes I do get less hours due to quiet months at work increasing chances of my rent and savings money taking up half my wages "
with the fact you are on minimum wage and straggling have you looked into trying to get housing benefit at all,
i dont wish to offend you at all but i thought id ask x |
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?
As long as you have a roof over your head and food on the table then that's all that matters. "
|
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By *odareyouMan
over a year ago
not far from iceland,,,,,, tescos is nearer though :-) (near leeds) |
"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Yep... Not often these days but now and again. Enjoy the free time you have, walks in the outdoors, museums (in leeds they're free) libraries loads of stuff to occupy yourself,..
I'd like more free time to enjoy these things.  |
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By (user no longer on site) OP
over a year ago
|
"I find it helps if you make a spreadsheet of all incomings and outgoings. Then you can budget and see exactly how much money you will have left. Worked for me for a few years. Still skint but it's less stressful
Good advice. What I usually do is add up how many hours I've done at work up to its cut off date and then multiply it by my minimum wage and then minus my rent and savings money to see how much I would have left
It's less overwhelming if you break it down
Yeah it is. Although sometimes I do get less hours due to quiet months at work increasing chances of my rent and savings money taking up half my wages
with the fact you are on minimum wage and straggling have you looked into trying to get housing benefit at all,
i dont wish to offend you at all but i thought id ask x"
Don't worries there's no offence at all. I don't think I'm struggling as much with me living with my parents and my minimum wage is 6.50 an hour |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Only on days that end in a y
 |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about."
this, although some folks seen to find it easier to sit and complain about a situation rather than do something about it. |
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By (user no longer on site)
over a year ago
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I have in the past, when I was at uni and a single mum i was always skint, I kept telling myself this tight patch will be worth it in the long run, I look back on those days with great fondness but I'm glad im no longer struggling financially, I was right though it was worth struggling at uni |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
No, I can always find something to be doing to keep me occupied.
Work is quiet so when I'm at home, I learn new skills.......study new things........indulge my hobbies. There's a whole world out to discover......being bored is a state of mind you can do something about.
this, although some folks seen to find it easier to sit and complain about a situation rather than do something about it."
i find people that complain and moan dont get what they want out of life and live life to the full
i prefer to do things i love and some of the things doesnt cost me nothing as walking is free |
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I'm in employment but not for enough hours. Yesterday my account had £4.62 in it, but that doesn't include the shopping I bought on Saturday, the tank of petrol and a month's worth off dog food @ £75 per month I bought.
So I'm already overdrawn. Been in this state for about 8 months. Thank GOD I start my new job on 1 April! |
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By (user no longer on site)
over a year ago
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"I'm in employment but not for enough hours. Yesterday my account had £4.62 in it, but that doesn't include the shopping I bought on Saturday, the tank of petrol and a month's worth off dog food @ £75 per month I bought.
So I'm already overdrawn. Been in this state for about 8 months. Thank GOD I start my new job on 1 April!"
£75 a month on dog food ?? |
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By (user no longer on site)
over a year ago
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"long as my bills and rent paid
foods in and cats got food
alls good
Absolutely, apart from the cat food, I've got a lizard"
i know they can be expensive x |
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By (user no longer on site)
over a year ago
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"I'm in employment but not for enough hours. Yesterday my account had £4.62 in it, but that doesn't include the shopping I bought on Saturday, the tank of petrol and a month's worth off dog food @ £75 per month I bought.
So I'm already overdrawn. Been in this state for about 8 months. Thank GOD I start my new job on 1 April!
£75 a month on dog food ??"
Is that a lot? My dogs have James wellbeloved at £55 for a 15kilo sack they eat a kilo a day so 2 sacks last me a month costing £110 plus treats, meat etc
Feeding dogs isn't cheap |
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By (user no longer on site)
over a year ago
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"I'm in employment but not for enough hours. Yesterday my account had £4.62 in it, but that doesn't include the shopping I bought on Saturday, the tank of petrol and a month's worth off dog food @ £75 per month I bought.
So I'm already overdrawn. Been in this state for about 8 months. Thank GOD I start my new job on 1 April!
£75 a month on dog food ??"
£75 for a months worth of dog food is quite reasonable, we spend about £80 per month on cat food for 3 cats
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By *oodmessMan
over a year ago
yumsville |
£55 for James well beloved is just a wowzer. You can get the Lamb and Rice on Amazon for £40 delivered - unless it is a hypo allergenic variety, shop around, there are a lot of wholesalers around.
You can get working dog food that is VAT free too. Vitalin Sensitive Lamb and Rice is A brilliant kibble - around £30 delivered for 15kg - the ingredients are 33% Lamb and 26% Rice. (google 15kg or you will only find the 12kg variety), this is one of the better cheaper dog foods - it have beaten brands well above it's price bracket.
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By *oodmessMan
over a year ago
yumsville |
personally I use fish4dogs, it does cost £55 per 15kg or £100 per 30kg delivered. But because of the protein content - you dont have to over feed him. The bag lasts a good 7 weeks, feeding 7-800g per day. James wellbeloved was taken over by Pedigree some years ago - one of the reasons I turned away from it. |
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
Yes years of it. I'd much rather have money than not. |
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By (user no longer on site)
over a year ago
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"Anyone ever got so bored, they felt like tearing their hair out?
no i have hobbies or work  "
Only boring people get bored so I've heard.
I've always got guitars to play if times get hard.
Walks and friends, doesn't cost a penny. |
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By (user no longer on site)
over a year ago
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"personally I use fish4dogs, it does cost £55 per 15kg or £100 per 30kg delivered. But because of the protein content - you dont have to over feed him. The bag lasts a good 7 weeks, feeding 7-800g per day. James wellbeloved was taken over by Pedigree some years ago - one of the reasons I turned away from it. "
We use this for our frenchies highly recommended
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By *oodmessMan
over a year ago
yumsville |
"personally I use fish4dogs, it does cost £55 per 15kg or £100 per 30kg delivered. But because of the protein content - you dont have to over feed him. The bag lasts a good 7 weeks, feeding 7-800g per day. James wellbeloved was taken over by Pedigree some years ago - one of the reasons I turned away from it. We use this for our frenchies highly recommended "
mm it's a very clean food, and when looking at everything else that is on sale at that price range, I am more than happy with it. I'd love a frenchie btw. ESS here |
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By (user no longer on site)
over a year ago
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"Get rid of the wife or girlfriend , that usually helps I earn more than hubby so don't think he will be getting rid of me "
My husband didn't want to lose me. I paid all the bills |
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By (user no longer on site)
over a year ago
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To all those (usually well off) who say money doesn't buy happiness, you're right, but it does buy a jet ski. Have you ever seen anyone unhappy on a jet ski? Anyway, I'd rather be miserable in a Bentley than happy on a bicycle |
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By *oodmessMan
over a year ago
yumsville |
"To all those (usually well off) who say money doesn't buy happiness, you're right, but it does buy a jet ski. Have you ever seen anyone unhappy on a jet ski? Anyway, I'd rather be miserable in a Bentley than happy on a bicycle "
I shark bite would take the grin off and you can be very miserable coming off a bike if you really wanted. |
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By (user no longer on site)
over a year ago
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"Can be a right pain when you end up skint even at the early part of the month.
Have you had moments where you had to pay bills, rent and put money away, you end up a bit short on money to do anything?"
nope never. I do well in life but I can imagine how horrible it must be to be in that situation |
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I can't remember the last time I did something out of the house that cost money... What do people do? Cinema, bowling, out for a meal? As a single parent out of work (waiting for new job to start, dbs check pending) I'm not only short on money but the opportunity to spend it!
I'm rarely bored though. Got plenty to do. Reading, knitting, sewing, jewellery making, download some new free apps and waste some time playing those, baking.. Then there's the cleaning and tidying and if I'm desperate I'll iron something!
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By *hae300Woman
over a year ago
North West |
"The best things in life are free"
yes but free doesn't pay the mortguage to keep a roof over your head, feed your kids, pay there university fees...so you can give it to the birds and bees. |
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By (user no longer on site)
over a year ago
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"The best things in life are free
yes but free doesn't pay the mortguage to keep a roof over your head, feed your kids, pay there university fees...so you can give it to the birds and bees."
Everyone's the same,
They want your money..
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"I'm in employment but not for enough hours. Yesterday my account had £4.62 in it, but that doesn't include the shopping I bought on Saturday, the tank of petrol and a month's worth off dog food @ £75 per month I bought.
So I'm already overdrawn. Been in this state for about 8 months. Thank GOD I start my new job on 1 April!
£75 a month on dog food ??"
one of the dogs is on a wheat free diet, one of them is a chihuahua who is raw fed because of bowel problems - kibble is too big for their tiny guts. The other one will eat anything with no problem at all. |
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By (user no longer on site)
over a year ago
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"I used to be skint all the time when I was younger and god knows how I survived, luckily now I'm in a well paid job and never touch my overdraft, fingers crossed it stays that way lol "
Same here for me hope It stays this way |
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