FabSwingers.com > Forums > The Lounge > Your retirement
Your retirement
Jump to: Newest in thread
When did you retire or plan to? Some people retire early and regret it, others can't do for lots of different reasons and some just love the freedom to do whatever they like and enjoy their retirement or planning for it. Where do you stand? |
Reply privately, Reply in forum +quote
or View forums list | |
I have a small pension of sorts but definitely couldn't afford to retire. I don't have a mortgage or any huge bills but I also have very little disposable income.
I have to save long and hard for anything I want and I couldn't do that if I wasn't working.
I may look at it when I reach 67. |
Reply privately, Reply in forum +quote
or View forums list | |
I’m hoping to be at least semi retired by 50, my son is now no longer a financial dependant but my daughter will be at college another 3 years yet, I doubt I could ever fully retire but to be able to pick and choose my jobs and only maybe do one job (not big just a week or so long) a month. Was well on my way paid mortgage off a few years ago bought my first rental flat outright a few years ago which hasn’t quite worked out due to having high fees due to repairs (it in a block so every owner chips in) but it’s been a shit few years haven’t really saved owt up despite never stopping with graft hopefully things change going forward |
Reply privately, Reply in forum +quote
or View forums list | |
Could have retired in December. Chose to carry on working full time. A couple of small pensions plus my state pension and full time earnings . No longer pay national insurance but pay loads of tax. Nay go part time in a few months. |
Reply privately, Reply in forum +quote
or View forums list | |
I can retire in July but I’m unable to retire due to. All the folk who have supported my business over the 40 years have all said to me dont what we will do when you retire theres no one to do your job so for me it’s 2/3 days a week as normal until I pop my clogs 😁 |
Reply privately, Reply in forum +quote
or View forums list | |
I started writing a long and involved account but long story short.
Both retired at 57
I worked on short temporary projects for 3 years
We downsized to support ourselves
We both have paltry private pensions
Neither of us have had a nano second of regret. |
Reply privately, Reply in forum +quote
or View forums list | |
 |
By *am450Man 3 weeks ago
Sidcup/Bexley |
Was made redundant last year aged 59, fortunately always signed up for additional pension contributions in every job since 1984. Allowed me to take early retirement instead of reinvent myself again in a changing financial services industry. State pension won't kick in for another seven or so years.Have had a garden room just completed for "my space" allowing a few minor hobbies and some comfort.Aware I'll need to find more to do but lengthy and tedious rehab from a stroke six years ago will easily fill any available spare time I'm left with.  |
Reply privately, Reply in forum +quote
or View forums list | |
I tried retiring a year and a half ago. I lasted four months and my girlfriend and all my friends told me to go back to work because I was annoying the fuck out of them because I got that board at home. |
Reply privately, Reply in forum +quote
or View forums list | |
One of few regrets I have is not planning financially for retirement
I certainly 'lived life' from my 20's to my mid 40's and didn't invest a penny
I didn't get my second mortgage til I was 49 so that will see me making pretty substantial payments til my mid 60's
So no early retirement for me - and I have only myself to hold to account for that
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By *am450Man 3 weeks ago
Sidcup/Bexley |
"One of few regrets I have is not planning financially for retirement
I certainly 'lived life' from my 20's to my mid 40's and didn't invest a penny
I didn't get my second mortgage til I was 49 so that will see me making pretty substantial payments til my mid 60's
So no early retirement for me - and I have only myself to hold to account for that
"
I was a super sensible guy, never really lived as a consequence of misguided conformity and priority of seeking approval and pleasing those I believed I should. Has proved extremely worthwhile now I'll admit allowing early retirement. A few more "experiences" would have been appreciated though.   |
Reply privately, Reply in forum +quote
or View forums list | |
"My plan is retire from my current job in 3 years. And to then do something else less stressful part time for 2 or 3 days per week max "
Snap. It’s difficult to consider the thought of retiring but equally I don’t want to copy my father who died 6 months before he retired. |
Reply privately, Reply in forum +quote
or View forums list | |
Not retired, not even close, but my job means I think about it a lot (not in a bad way, it's my job to think of others retirement)
Those who have retired: has there been any surprises (good or bad) |
Reply privately, Reply in forum +quote
or View forums list | |
The way things are going I doubt I will ever retire.
Working in the public sector I have a decent occupational pension but probably won't be enough to live off comfortably, and I doubt I'll be eligible for state pension til I'm about 80  |
Reply privately, Reply in forum +quote
or View forums list | |
I've always been a grafter and wouldn't know what to do with myself when the time comes, I love my job and love meeting new people and the ones you haven't seen on site for years, I'm in a position to retire now but just don't want to, I also live in a large detached house which I also plan to sell and down size |
Reply privately, Reply in forum +quote
or View forums list | |
My intention is to leave my current profession the second that my mortgage has gone (and I’m contemplating freeing up some extra cash to start overpaying, be nice for it to be done by the time I’m 55). Whether that is retirement or not remains to be seen - scope to go part time, or move into a less demanding role. My pension will be good when I get it, need to look seriously into what’s doable.
E |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *e MonkMan 3 weeks ago
Inside your head |
What’s retirement????
Had planned to retire at 55, sell up and retire to somewhere less stressful
Got made redundant just weeks before my 50th
Have struggled badly with part time and my PTSD.
Decided to pack it in and do voluntary work which in turn lead to a career change and permanent work until 2025 when I was made redundant again
Now 65 and in the process of trying my hand at freelance to get me past the next 2 years before I can get my state pension
Took stock of where I was at and where I was going and have now started afresh
Have a website up and running, a YouTube page and looking to launch myself as a charitable organisation with premises
However, I’m not holding my breath as things tend to come in threes in my family and I’ve been made redundant and bankrupted twice already |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site) 3 weeks ago
|
Tried to retire 4x now but projects come up where I just love the research and solution finding ..
It’s brain stimulation … love it .. and it takes me all over
Not a bus pass in sight yet ! Long may it continue but now I am self employed |
Reply privately, Reply in forum +quote
or View forums list | |
I love my job, but then I own the company and I get to choose the jobs that we do. I do not anticipate retiring for at least another five years, and if I do, I shall spend all my time renovating some pile in the SW (and keeping more bees). |
Reply privately, Reply in forum +quote
or View forums list | |
I am retired got state pension and a couple of private pensions so I count myself fortunate.
My view about retirement is retiring at pension age should be the norm.
I say this there are very few chances nowadays for the youth to get a job and as youth are the future they should be offered a chance at the very least to shadow soneone with say 5 year before retirement age.
Personally speaking I think by workjng after retirement is selfish
I know people have different views but give the you a chance |
Reply privately, Reply in forum +quote
or View forums list | |
"I am retired got state pension and a couple of private pensions so I count myself fortunate.
My view about retirement is retiring at pension age should be the norm.
I say this there are very few chances nowadays for the youth to get a job and as youth are the future they should be offered a chance at the very least to shadow soneone with say 5 year before retirement age.
Personally speaking I think by workjng after retirement is selfish
I know people have different views but give the you a chance "
Love to give youth a chance, no one's interested or if they are lack the language and social skills - I'm not teaching those |
Reply privately, Reply in forum +quote
or View forums list | |
"I have a small pension of sorts but definitely couldn't afford to retire. I don't have a mortgage or any huge bills but I also have very little disposable income.
I have to save long and hard for anything I want and I couldn't do that if I wasn't working.
I may look at it when I reach 67."
this is same for me as I live alone its hard running a home so retirement may be at least till im 67 x |
Reply privately, Reply in forum +quote
or View forums list | |
"When did you retire or plan to? Some people retire early and regret it, others can't do for lots of different reasons and some just love the freedom to do whatever they like and enjoy their retirement or planning for it. Where do you stand? "
AVC pension scheme or the free money scheme as I call it |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
